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From what I understand I would have to repay for escrow but then get that amount refunded from my prior mortgage company and then closing costs. Ive been told it will cost roughly ,000 in closing and ,000 in escrow. The refi guys are trying to "soften" the blow by saying that I get to skip a month of payment due to the refi so that the refi costs want hit me as hard. Can anyone tell me there recent experience, how much it costs for refi, and what company?

Thanks

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